Living with diabetes doesn’t simply mean changing your diet or taking medicine; it can also affect other important aspects of your life, such as obtaining life insurance.
In the eyes of an insurance company, diabetes is a health complication that makes it harder to predict life expectancy. That makes it difficult to appropriately price life insurance for diabetics, so oftentimes, companies will decline diabetic applicants altogether.
But living with diabetes doesn’t have to mean living without life insurance. To improve your chances, you need to understand the reasoning behind your insurance company’s hesitancy so you can take the necessary steps to become an appealing applicant.
